ADVICE
Richard, one of the station's listeners from Prescott Valley asked that I share a little something with you. It involves the importance of reading terms and contracts before you sign them. He also wanted me to stress the importance of making sure that when you do look for a place to rent or a car to purchase, make sure that you can afford the payments.
I thought it might be nice to add some links here that can help you out. Mr. Landlord had a great calculator that can actually help you figure out with all expenses and income, how much rent you can really afford. Now typically this site is for a landlord to go to in order to see if a rental applicant can reasonably afford the rent, but hey, why not take advantage of it yourself?
LINK: Rental Calculator Mr. Landlord
I am also adding a rental calculator that is much simpler. This calculator comes from Vinebrook Properties. Put in your monthly income, and quickly see what you should be paying for rent. According to Vinebrook, housing costs are affordable if they take up no more than 30% of a family's income. This information is from the US Office of Housing and Urban Development.
LINK: Simple Rental Calculator Vinebrook
You may be wondering how you to get started in making up a budget. One simple thing that is pretty much always recommended is to start to track your income and expenses. Doing this can really keep you on target. Follow the link below to a wonderful article at Christian PF.
LINK: How to Make a Budget at Christian PF
FREE ACTIVITY
Lowe's Build and Grow Clinic has a great list of activities coming up and with summer coming, they are filling up fast. Follow the link below for a chance to sign your children up for the ice cream truck making class on May 26th or the Monkey powered plane class on June 9th and June10th.
LINK: Lowe's Build and Grow Clinic
SHOPPING TIP
This came from our station manager. When shopping online always check out the clearance section. Sally picked up a great top at an online store for a wonderful price in the clearance department. Amazingly that same top was still for sale in the website at double the price. It pays to shop around the site. And don't forget to sign up for Ebates which enables you to get cash back when you shop at their participating stores. Each store has different percentages back. One of my favorites was a magazine store magazines.com which gives 39% back to you! Most of my magazines I do get for free, BUT when I order my Writer's Digest Magazine, I am all about Ebates and magazines.com. :)
FREEBIES
This may take a while, but while they are still available, sign up for a free sample of Quaker Oatmeal Squares Cereal on their Facebook page.
LINK: Quaker Oatmeal Squares
Get a free Beech-Nut Toddler Welcome Kit when you sign up for their free monthly E-Newsletter while supplies last.
LINK: Beech-Nut Toddler Welcome Kit
Sign up for a free Subscription to Baby Talk magazine.
LINK: Baby Talk Magazine Free Subscription
Also available for a free subscription is American Baby Magazine.
LINK: American Baby Magazine
FREE MUSIC DOWNLOADS
Head on over to Noise Trade for a free download of The Choir's album "Burning Like The Midnight Sun." With Noise Trade you can spread the word about the album and earn a free download or leave a nice tip for the band. It is a great way to get free, legal music.
LINK: The Choir Free On Noise Trade
Follow the link below to Phil Wickham's website and download Singalong 2! I got the first Singalong last year, and it was amazing. It is easy to pick up this amazing free download. head over to the site, enter your name and email, head to your own email and download.
LINK: Phil Wickham Singalong 2
The God Who Sees You: Look To Him When You Feel Discouraged, Forgotten or Invisible by Tammy Maltby and Anne Christian Buchanan (AMAZON) (BARNES & NOBLE)
Closer: Devotions to Draw Couples Together by Jim Burns and Cathy Burns (AMAZON)
Chasing Mona Lisa by Tricia Goyer and Mike Yorkey (AMAZON)
How To Grow Container Gardens: Vegetable, Flower and Herb Gardening the Easy Way by Sarah Rush
The Search Committee by Tim Owens (AMAZON) (CHRISTIANBOOK.COM)
How To Make And Sell Homemade Soap by Suzanne A. Young (AMAZON)
Stuck in the Middle by Virginia Smith (AMAZON)
A Very Special Delivery by Linda Goodnight (AMAZON)
Homespun Bride by Jillian Hart (AMAZON)
Hide In Plain Sight by Mara Perry (AMAZON)
Cross Fire by Jeanette Windle (AMAZON)
RV Cooking Cookbook by Gooseberry Patch (AMAZON)
Medical Error by Richard L. Mabry M.D. (CHRISTIANBOOK.COM)
Lie Down in Green Pastures by Debbie Viguie (CHRISTIANBOOK.COM)
Always the Designer, Never the Bride by Sandra Bricker (CHRISTIANBOOK.COM)
Always the Wedding Planner, Never the Bride by Sandra Bricker (CHRISTIANBOOK.COM)
Mood Boosting Foods with Mood Boosting Recipes (Healing Foods Series) by Lee Ann Dobbins (AMAZON)
2012 Family Guide to Groceries Under $250 a Month by Melissa Burnell (AMAZON)
GROCERIES
ALBERTSONS
Sanderson Farms Fresh Tray Pack Chicken Includes all boneless & bone-in regular size packages 1/1 Free (Identical item only) Prices $1.29 lb to $4.99 lb
USDA Choice Boneless London Broil, Chuck or bottom round Roast or Steak Family Pack 1/1 Free (Equal or lesser value) Prices $5.99 lb
Tilapia Fillets16 oz Bag Frozen 1/2 Free $7.99 each
Boneless Pork Half Loin sold in the Bag $1.88 lb (cut and wrapped free)
Seedless Watermelon $1.99 each (limit 2)
Nabisco Snack Crackers 5.5-10 oz $1.99 (limit 6)
Pepsi 12 12oz Select Varieties 4/$9.88 (must buy 4 with minimum $25 purchase)
Farmer John Smoked Bacon Regular or Thick 12 oz 2/$5
Bar-S Jumbo Meat Franks 16 oz Select Varieties or Meat Bologna Regular or Thick 12 oz 4/$5
Yoplait Yogurt 6 oz Select Varieties 10/$6
VO5 Shampoo or Conditioner 15 oz Select Varieties 89 cents
Zucchini or Yellow Squash 99 cents lb
Green Bell Peppers or Cucumbers 69 cents each
BUY ANY 8 PARTICIPATING ITEMS SAVE $4 INSTANTLY AT THE REGISTER (Prices listed reflect savings when 8 participating items are purchased)
Albertsons Large Eggs 12 ct 99 centsGeneral Mills Cereal 11.25-14oz $1.99
Kool-Aid Jammers or Capri Sun Juice Drinks 10 pk Select Varieties $1.49
Powerade Sports Drink 32 oz Select Varieties 58 cents
Nature Valley or Fiber One Bars 5-6 ct Select Varieties $1.99
Progresso Rich & Hearty Soup 18.5-19 oz Select Varieties $1.29
Seattle's Best Coffee 12 oz $4.99
Betty Crocker Suddenly Salad 4.9-7.75 oz Select Varieties 99 cents
SAFEWAY
Eating Right Boneless Skinless Chicken Breasts or Sanderson Farms Boneless Skinless Chicken Breasts $1.99 lb
Pantry Essentials Milk Gallon, Whole, 2%, 1% or Fat Free $1.57 (limit 2)
Fresh Express Salads 9-12 oz Selected varieties 99 cents each
Ranchers Reserve Beef Back Ribs Bone-in Previously Frozen $1.29 lb
Whole Shoulder Pork Blade Roast Bone-in Sold in the bag $1.87 lb
Heinz Ketchup 32-36 oz Selected Varieties $1.49 (limit 2)
Barilla Pasta 12-16 oz Selected Varieties $1.00
Knorr Lipton Rice or Pasta Sides 4.2-5.8 oz Selected Varieties 99 cents (limit 10)
Bananas 57 cents lb
Kiwi Fruit 3/$1
Crisp Cucumbers 99 cents lb
Red Potatoes 99 cents lb
Navel Oranges 99 cents lb
Roma Tomatoes 99 cents lb
FRY'S
Boneless Half Pork Loin $1.97 lb
USDA Choice Steak Sale Bone-in, Ribeye, New York Strip, T-Bone or Top Sirloin 50% off
Strawberries 1 lb First 4 88 cents or 4 lbs First 2 $3.48
Bananas 57 cents lb
Mangoes 88 cents lb
Vidalia Sweet Onions 99 cents lb
Sara Lee Bread Select Varieties 20 oz $1.77
Pepsi or 7Up soft drinks Select Varieties 12 pk 12 oz cans 4/$10 (with $25 minimum purchase)
BUY 10 PARTICIPATING ITEMS AND SAVE $4 INSTANTLY PLUS AN ADDITIONAL $1 IS DONATED TO THE USO (Prices reflect the discount when 10 participating items are purchased)
Van Camp's Pork and Beans 15 oz 29 centsMarie Callender's (12-19 oz) or Healthy Choice Dinners (10.2-12.5 oz) Select Varieties $1.99
Challenge Butter Select Varieties 16 oz $2.49
Doritos Select Varieties 11-11.5 oz $1.99
Sargento Cheese Select Varieties Slices 6.6-8 oz $1.99
Red Baron or Freschetta Pizza Select Varieties 12.6-30oz $3.99
Fuze or Snapple Select Varieties 16-16.9 oz 99 cents
Sun Laundry Detergent Select Varieties Liquid 188 oz $5.59 each
Daisy Sour Cream Select Varieties 16 oz $1.79
Tyson Nuggets or Patties $4.59
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