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Tuesday, August 11, 2009

Giveaway - Living Rich For Less by Ellie Kay

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I am just absolutely crazy about Ellie Kay. She really knows from what she speaks when it comes to saving money. She has been one of my inspirations for living beneath my means and giving since I first discovered her as a single mom. Back then I REALLY needed to know how to save and spend wisely. Oh heck, I still cling to her advice now.

Book Summary (From the back cover): With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay's entertaining and enlightening examples show you simple steps to give, save, and spend smart. her three main principles are under-girded by dozens of effective rules and hundreds of Cha Ching Factor TM tips that keep or put money in your pocket.

Ellie knows what it's like to be financially-strapped or struggling. She went, within two and a half years, from being $40,000 in consumer debt to being completely debt-free; within fifteen years she shares how she was able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses, take wonderful vacations, and support more than thirty non-profit organizations, giving away more than $100,000.

Living Rich for Less helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn't mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as those around you.

This book really is incredible. What I like about Ellie Kay is she is down to earth, and she speaks to you in a way that you can understand. Her concepts are not complicated. They are completely doable. She has proven you can do it.

Ellie has a great website that has wonderful tools and information. Be sure to check it out, because I am sure that there will be something for everyone. I am particularly crazy about her tool center. Go check it out at www.elliekay.com.

BUT FIRST! The giveaway!

I have one copy of Living Rich for Less to giveaway to one of you! Here is how you can win, and trust me...you are going to want to win this...

Giveaway open to US and Canada.

FIRST entry that can go on and on: As this is about saving money and living rich for less, give me a tip about what you do to save money. Show me some of your money creativity. You can give as many tips as you want, but please put a new comment for each one. Each one counts as another entry.

Bonus Entries (AFTER the first entry):

+1 Become a follower of this blog or if you already are one let me know. Again please post a separate comment.

+1 Become a twitter follower.

+5 Blog about this giveaway and come back and leave me the link.

+1 Tweet about this giveaway. Come back with the link. This can be done once daily if you choose.

That is it! Easy as pie. This giveaway will run from today, August 11th to September 11th.

46 comments:

Jo-Jo said...

This sounds like a great book that all of us can use in this economy. One thing that has saved my family money is by purchasing a quarter side of beef from a farmer we know. Not only is the price a little less, but I make less frequent trips to the store that keep me from buying other items I don't need.

joannelong74 AT gmail DOT com

Jo-Jo said...

I'm also a follower.

joannelong74 AT gmail DOT com

traveler said...

What a great book to feature at this time. I love it. I have been frugal all my life and learned this from my mother who had to be thrifty due to her circumstances. I frequent the library and have all my life, I shop when there are deep discounts, I make stews and soups which last and are healthy and economical.
saubleb(at)gmail(dot)com

gaelikaa said...

Hope the giveaway goes well - I'll look out for that book over here - it sounds great! I'm too far away to take advantage of the giveaway!

Jo-Jo said...

I blogged about this contest here for another entry.

joannelong74 AT gmail DOT com

Beth said...

I make my own pizzas at home. The dough is super easy to make in the stand mixer and takes no time at all. Sure beats the expensive and limp stuff from the local pizza place!

BethsBookReviewBlog AT gmail DOT com

Beth said...

I'm a follower.

BethsBookReviewBlog AT gmail DOT com

Susan Helene Gottfried said...

No need to enter me; as I said at Win a Book, I've always been a saver and bargain shopper.

Thanks for the e-mail, too. I did post this at Win a Book... once we got home from the pool!

Jake Lsewhere said...

I walk everywhere that I can, save money on gas.

Thanks for hosting this giveaway.
jake.lsewhere[at]gmail.com

Jake Lsewhere said...

I'm also a follower via Blogger.

Thanks for hosting this giveaway.
jake.lsewhere[at]gmail.com

Nancy said...

This sounds like a great book!

Thrifty tip:
Make and follow a budget, making sure you set aside money in an emergency fund.


Nancy
allibrary (at) aol (dot) com

Nancy said...

I am an e-mail subscriber.

Nancy
allibrary (at) aol (dot) com

Nancy said...

Tip:

If you're not sure where your money goes, track every cent you spend for at least a month. You will be amazed, I bet!

Nancy
allibrary (at) aol (dot) com

Nancy said...

Tip:
Once you're tracked your money for a month or more, identify areas where you can trim spending. Make coffee at home, instead of stopping at Starbucks, for example.

Nancy
allibrary (at) aol (dot) com

Nancy said...

Tip: Brown bag a lunch to work daily. You will be amazed at what you will save vs. eating lunch out.

Nancy
allibrary (at) aol (dot) com

Nancy said...

Tip:
Car-pool to work instead of riding by yourself.

Nancy
allibrary (at) aol (dot) com

Nancy said...

Tip:
Shop at up-scale consignment shops for your clothes. Be choosy and look over the items carefully. Many times you find clothes with the tags still on them.

Nancy
allibrary (at) aol (dot) com

Nancy said...

Tip:
Gather a group of friends and have a swap party. You can trade books, CDs or DVDs, clothing and accessories. You set the theme for the party. It help everyone clean out their closet and get rid of unused things and do it at no cost.

Nancy
allibrary (at) aol (dot) com

Nancy said...

Use your local library to get reading materials, borrow movies, use the computer, and have free entertainment for the children and the family. The price is certainly right -free!

Nancy
allibrary (at) aol (dot) com

Nancy said...

Make your gifts instead of buying them. Cook, bake, grow plants from seeds, or make arts and craft items. It will certainly make your gift special and from the heart when you make it yourself.

Nancy
allibrary (at) aol (dot) com

Nancy said...

Tip:
Live by the old saying that was popular in World War II:
"Use it up, wear it out, make it do, or do without!"

Nancy
allibrary (at) aol (dot) com

Nancy said...

Grow your own fresh herbs and perhaps a few veggies like green onions and cherry tomatoes. It doesn't take much room - you can grow them in a small planter. It's a nice hobby, too!

Nancy
allibrary (at) aol (dot) com

Nancy said...

If you have small children, start a baby-sitting co-op with friends. You can trade baby-sitting for each other's children in your free time and your children have some new playmates.

Nancy
allibrary (at) aol (dot) com

Nancy said...

If you go out to eat, always use discount coupons, like Buy One, Get 1 Free entrees! I am seeing so many of these now!

Nancy
allibrary (at) aol (dot) com

Nancy said...

When you go out to eat, don't order expensive beverages. Just ask for the free tap water to drink.

Nancy
allibrary (at) aol (dot) com

Nancy said...

When you go our to eat, ask for a small take-home container. Put part of your meal in that and you'll have your lunch for the next day at work. Plus you won't over-eat at this meal!

Nancy
allibrary (at) aol (dot) com

Nancy said...

Remember that baby-sitting co-op you set up? That's a great place for parents to all get together and trade the nice clothing that their children have out-grown.

Nancy
allibrary (at) aol (dot) com

Nancy said...

In the fall and the spring, many churches and Mother's Day Out programs have Children's Consignment Sales. You can take your unneeded items and they will sell them for you. You'll get a portion of the sales price. You can buy items for your children there too!

Nancy
allibrary (at) aol (dot) com

Nancy said...

If a friend or family member wants to give you something like clothing or a piece of furniture, and you think it has potential, take it and tell them thank you!You can always paint it, re-style it, etc. If your base cost was free, you can spend a little on sprucing it up!

Nancy
allibrary (at) aol (dot) com

Nancy said...

Check out books from the library and look on-line for hints and tips on thrifty living. We can all learn something new to help us save!

Nancy
allibrary (at) aol (dot) com

Nancy said...

Before you buy anything out of the ordinary, ask yourself: Do I need it or just want it?

Nancy
allibrary (at) aol (dot) com

Jake Lsewhere said...

I've also blogged about this giveaway here.

Thanks,
jake.lsewhere[at]gmail.com

MoziEsmé said...

Become a vegetarian. And eat at Taco Bell... :)

janemaritz at yahoo dot com

ANovelMenagerie said...

Somebody won a copy of Tour de Force at A Novel Menagerie. I wonder who that could be...????

Sher

etirv said...

I bring home lunch to work!

delilah0180(at)yahoo(dot)com

etirv said...

Follower!

delilah0180(at)yahoo(dot)com

Grace said...

Sounds like a must read book especially during these times..I'd like to enter the giveaway but will have you mail the prize if I win to my friend in the US since I live in Dubai!

sandierpastures at gmail dot com

Nicole said...

I use coupons on sale items to really maximize savings.

Anonymous said...

I use flyers at the supermarket, follow sales, and stock up when prices are low.

bgcchs(at)yahoo(dot)com

Starbound Studios said...

Oh goodness...so many things I could put!
-The hubby and I took Dave Ramsey's "Financial Peace University" class to get a real handle on our finances
-I am a coupon clipper
-We bring our own lunch to work
-We split meals at restaurants when we do go out (only if we have a coupon or gift card)
-We keep a budget and do it every month
-I don't buy any clothes at full price, on off the sale rack
-We don't get gas unless we have a coupon (which there are many out there these days!)

I'm sure you've heard many of these, but they are a few things we do around our house.

Bingo said...

Eat bacon...oh, no, wait, that was the other day!
Since I retired in June (a scary thing to do but the time was right after 37 years teaching) I find that staying home saves MUCH money. Every time I go out, I wind up spending money I didn't need to so if I have errands to run, I try and combine them on one day to save on gas and also stick to just those errands.

Bingo said...

Also, not working now, means no dry cleaning costs or minimal...and I wear things I can wash when possible. So if working, when you buy clothes, try and buy things that don't need to be dry cleaned.

Bingo said...

I now watch for specials or coupons and use them when I can which I never did when working as there wasn't time or so I thought as I had to do what was convenient.

Bingo said...

Cut out the special coffee drinks...sure they are great but what a treat it is when I have one only once in a while instead of several times a week and I don't really miss them...love that water especially in this heat.

Bingo said...

Use lowest cable bill I can meaning not subscribing to special channels that half the time we never watched any way...read instead..AND call the cable company and tell them the price is too high and you are going to buy a dish and see what happens. I got my bill reduced by $10 a month without any changes AND one month free.

Bingo said...

I also am of course a follower who would love the book as I know there is lots more we can do to save.